What is Risk-Based Authentication?
Risk-based authentication is a type of authentication mechanism that uses a "risk profile" of a user to determine the level of authentication required. An example of risk-based authentication (RBA) is using multiple elements such as a user's geolocation and time of day to decide whether that user requires a strong authentication (e.g. password plus OTP) or a weaker authentication.
Risk-based authentication may use multiple elements to determine a user's risk profile including
- location
- geo-velocity
- behavioral factor such as keystrokes
- type of device
- number of login attempts
- time of attempted access
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