Risk-Based Authentication


What is Risk-Based Authentication?

Risk-based authentication is a type of authentication mechanism that uses a "risk profile" of a user to determine the level of authentication required. An example of risk-based authentication (RBA) is using multiple elements such as a user's geolocation and time of day to decide whether that user requires a strong authentication (e.g. password plus OTP) or a weaker authentication. 

Risk-based authentication may use multiple elements to determine a user's risk profile including

  • location
  • geo-velocity
  • behavioral factor such as keystrokes 
  • type of device
  • number of login attempts
  • time of attempted access

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